The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach
學年 108
學期 1
出版（發表）日期 2019-10-15
作品名稱 The Analysis of Banking Efficiency in China: A Spatial Panel Data Approach
作品名稱（其他語言）
著者 Chung Yu Wu; Chien-Hsun Chen; Chun Hung Lin; Chao Cheng Mai
單位
出版者
著錄名稱、卷期、頁數 Journal of Quantitative Finance and Economics 2019 1(2), p.85-109
摘要 This paper explores whether increasing market competition in China under its current market system enables improving Chinese bank efficiency levels similar to those in capitalist countries. Spatial inequality is considered in testing of bank efficiency. The empirical findings show that the Chinese government had to continually reform the banking industry in China to deal with foreign bank competition after China joined the WTO in 2001. Consequently, the cost and profit efficiency of the Chinese banking industry have progressed considerably. The extent of liberalization in a region enables cost reductions in finding foreign bank customers, thereby improving bank cost efficiency. The potential foreign customer sources generated by foreign investments and government expenditure in neighboring regions improve cost efficiency. The economic activities also generated by government fiscal expenditures improve bank profit efficiency. We further find that excessive competition caused by financial industry agglomeration generates a market crowding effect, reducing both cost efficiency and profit efficiency.
關鍵字 regional economic factors;government policies;cost and profit efficiency;China’s banking industry, spatial econometric model.
語言 en
ISSN
期刊性質 國外
收錄於
產學合作
通訊作者 Chien-Hsun Chen
審稿制度 是
國別 IND
公開徵稿
出版型式 ,電子版
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