| Heterogeneity of the Accident Externality from Driving | |
|---|---|
| 學年 | 101 |
| 學期 | 2 |
| 出版（發表）日期 | 2013-06-20 |
| 作品名稱 | Heterogeneity of the Accident Externality from Driving |
| 作品名稱（其他語言） | |
| 著者 | Rachel J. Huang; Larry Y. Tzeng; Kili C. Wang |
| 單位 | 淡江大學保險學系 |
| 出版者 | Wiley-Blackwell Publishing |
| 著錄名稱、卷期、頁數 | Journal of Risk and Insurance 81(4), pp.735-756. |
| 摘要 | This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles’ characteristics. |
| 關鍵字 | accident externality; automobile insurance; loss probability; loss severity |
| 語言 | en_US |
| ISSN | 1539-6975 |
| 期刊性質 | 國外 |
| 收錄於 | SSCI |
| 產學合作 | |
| 通訊作者 | Kili C. Wang |
| 審稿制度 | 是 |
| 國別 | USA |
| 公開徵稿 | |
| 出版型式 | ,電子版 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/78984 ) |
| SDGS | 產業創新與基礎設施,減少不平等,負責任的消費與生產 |
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