期刊論文
| 學年 | 104 |
|---|---|
| 學期 | 1 |
| 出版（發表）日期 | 2015-09-01 |
| 作品名稱 | Technology choice and bank performance with government capital injection under deposit insurance fund protection |
| 作品名稱（其他語言） | |
| 著者 | Shi Chen; Ku-Jun Lin |
| 單位 | |
| 出版者 | |
| 著錄名稱、卷期、頁數 | International Review of Economic and Finance 39, pp.162-174 |
| 摘要 | The barrier option theory of corporate security valuation is applied to the two-stage contingent claims of a regulated bank during a financial turmoil. This paper examines the relationships among government capital injection, regulatory deposit insurance fund protection, bank interest margin, and technology choice of investment in human resource relative to information technology. An increase in human resource results in an increased interest margin, and further a decreased default risk when the bank adopts a relatively high level of information technology. We also show a positive effect of government capital injection on human resource investment and a negative effect on bank default risk. Regulatory deposit insurance fund protection weakens the increased human resource investment, but reinforces the decreased default risk. Both the government capital injection and the regulatory deposit insurance fund protection may stabilize the distressed bank explicitly considering technology choice. |
| 關鍵字 | Government capital injection;Deposit insurance fund protection;Human resource investment;Bank interest margin;Default risk |
| 語言 | en |
| ISSN | 1873-8036 |
| 期刊性質 | 國外 |
| 收錄於 | SCI SSCI |
| 產學合作 | |
| 通訊作者 | Ku-Jun Lin |
| 審稿制度 | 否 |
| 國別 | GBR |
| 公開徵稿 | |
| 出版型式 | ,電子版,紙本 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/104363 ) |