期刊論文
學年 | 101 |
---|---|
學期 | 1 |
出版(發表)日期 | 2013-01-01 |
作品名稱 | Worldview, Risk Perception and Underwriting Performance: An Empirical Study of Property/Liability Insurance Industry |
作品名稱(其他語言) | |
著者 | Nieh, Chien-Chung; Jiang, Shi-jie; Chiang, I-chan |
單位 | 淡江大學財務金融學系 |
出版者 | Beverly Hills: West World Productions, Inc. |
著錄名稱、卷期、頁數 | Storage Management Solution 2013(2), pp.140-155 |
摘要 | Underwriting process is the core function of property/liability insurance companies. An appropriate underwriting policy can avoid adverse selection and make sure that insurance companies select only those insured whose actual loss will not exceed the expected loss. This study attempts to connect the culture theory of risk, risk perception with underwriting performance of underwriters in property/liability insurance companies. This study explores the effects of different types of worldviews upon the underwriting performance and evaluates various underwriters’ financial risk perception based on different worldview by use of conjoint expected risk model. Interesting and fascinated empirical evidence could be found that risk perceptions represent a considerable part on underwriting process, which has not been found yet in previous finance or insurance literature. |
關鍵字 | Culture Theory of Risk; Risk Perception; Underwriting Performance |
語言 | en_US |
ISSN | 2223-0491 |
期刊性質 | 國外 |
收錄於 | EI |
產學合作 | |
通訊作者 | |
審稿制度 | 是 |
國別 | USA |
公開徵稿 | |
出版型式 | 紙本 |
相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/92926 ) |