會議論文
| 學年 | 101 |
|---|---|
| 學期 | 1 |
| 發表日期 | 2012-08-01 |
| 作品名稱 | Could individual's maintenance behavior predict the opportunistic fraud? |
| 作品名稱（其他語言） | |
| 著者 | 汪琪玲 |
| 作品所屬單位 | 淡江大學保險學系 |
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| 摘要 | This paper examines whether the policyholders who properly maintain their vehicles will have less chance of committing opportunistic fraud. Using data from Taiwan, we first confirm that the replacement cost endorsement will induce opportunistic fraud. Moreover, we find that the pattern of opportunistic fraud disappears for the group of policyholders with proper maintenance records, whereas the pattern of opportunistic fraud remains for the group of policyholders without proper maintenance records. Our results are robust to the definition of proper maintenance. The potential explanations are also discussed. |
| 關鍵字 | opportunistic fraud;maintenence behavior |
| 語言 | en |
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| 公開徵稿 | Y |
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| 出處 | Conference of American Risk and Insurance Association |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/83335 ) |