期刊論文
| 學年 | 102 |
|---|---|
| 學期 | 2 |
| 出版（發表）日期 | 2014-03-01 |
| 作品名稱 | Typhoons and Opportunistic Fraud: Claim Patterns of Automobile Theft Insurance in Taiwan |
| 作品名稱（其他語言） | |
| 著者 | Pao, Tsung-i; Tzeng, Larry Y.; Wang, Kili C. |
| 單位 | 淡江大學保險學系 |
| 出版者 | Hoboken: Wiley-Blackwell Publishing, Inc. |
| 著錄名稱、卷期、頁數 | Journal of Risk and Insurance 81(1), pp.91-112 |
| 摘要 | We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market. |
| 關鍵字 | opportunistic fraud; automobile theft insurance |
| 語言 | en_US |
| ISSN | 1539-6975 |
| 期刊性質 | 國外 |
| 收錄於 | SSCI |
| 產學合作 | |
| 通訊作者 | 汪琪玲 |
| 審稿制度 | 是 |
| 國別 | USA |
| 公開徵稿 | |
| 出版型式 | |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/77735 ) |