會議論文
| 學年 | 98 |
|---|---|
| 學期 | 1 |
| 發表日期 | 2009-10-31 |
| 作品名稱 | Can Vehicle Maintenance Records Predict Automobile Accidents? |
| 作品名稱（其他語言） | |
| 著者 | 黃瑞卿; 汪琪玲; 曾郁仁 |
| 作品所屬單位 | 淡江大學保險學系 |
| 出版者 | |
| 會議名稱 | 2009年臺灣經濟計量學會年會 |
| 會議地點 | 臺北市, 臺灣 |
| 摘要 | This article proposes that vehicle maintenance records can provide useful information for predicting the probability that an owner will have an automobile accident. To test the hypothesis, we use a unique data set that is merged from an insurance company and a vehicle manufacturer in Taiwan. We find weak evidence to support our hypothesis. Among all the proxies for proper maintenance, we indicate that proper maintenance defined by the recommended kilometers is significantly negatively correlated with the loss probability in compulsory automobile liability insurance. The average loss probability decreases by 0.23 percent when the insured vehicle is properly maintained according to the recommended number of kilometers in the previous years, whereas the average loss probability for the overall sample is 0.49 percent. We further find that proper maintenance is insignificantly correlated with loss severity. |
| 關鍵字 | |
| 語言 | en |
| 收錄於 | |
| 會議性質 | 國內 |
| 校內研討會地點 | |
| 研討會時間 | 20091031~20091031 |
| 通訊作者 | 汪琪玲 |
| 國別 | TWN |
| 公開徵稿 | Y |
| 出版型式 | 紙本 |
| 出處 | 2009年臺灣經濟計量學會年會 |
| 相關連結 |
機構典藏連結 ( http://tkuir.lib.tku.edu.tw:8080/dspace/handle/987654321/68342 ) |